Understand My Care

Find the Right Care Choice

My Care, My Choice was developed to give you the information you need to make the best choice for you.

Here’s how it works:

  1. Answer questions about your health care needs and wants. There is a lot to consider on how to get your care, and what help you might need. We’ll walk you through it!
  2. Learn about the coverage choices that fit your needs. Based on your answers, we’ll show you what's available.

Use the comparison chart above to better understand the differences between the coverage choices. You can view or download this comparison chart.

While exploring your Medicare and Medi-Cal care choices, please remember:

  • All choices allow you to keep your MedicareThe federal program that provides health care benefits for people age 65 years and older as well as people of any age with certain disabilities or diseases.
    Full Definition >
    and Medi-CalA government program that offers health care coverage for low-income Californians. (Medi-Cal is the federal-state Medicaid program in California.)
    benefitsPayment of health care services and products. Medicare benefits pay for doctor visits, hospital care, prescription drugs, and some behavioral health services.
    Full Definition >
    . No matter which care choice you pick, you won’t lose any of your benefits.
  • You have the right to see a providerA person or organization that provides health care-related services or products, like a doctor, hospital, clinic, personal care assistant, or equipment supplier.
    (like a doctor, hospital, or clinic) that meets your needs. This can mean a doctor who speaks your language or a clinic that has lifts or an exam table that lowers.
  • Some health plansA group of doctors, specialists, clinics, pharmacies, hospitals, and long-term services and supports providers that work together to meet your needs (also called a managed care plan).
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    have networksA group of doctors, hospitals, pharmacies, and other health care providers that work with your health plan to provide your health care services.
    of providers. They will help you choose a provider in their network that meets your needs. Some plans (like many HMOsA type of health plan. A group of doctors, hospitals, and other providers agree to give health care to members for a set amount of money every month.
    Full Definition >
    ) have smaller networks, while others (like PPOsA type of health plan. A PPO has a network of doctors, hospitals, and other providers.
    Full Definition >
    ) let you choose from larger networks.
  • You always have control over the type of care you get, and can change your provider or health plan if it doesn’t work for you.

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